The Blog ofRademacher Team & Associates

Millennials and Real Estate

Millennials and Real Estate

“…Average FICO score for Millennial borrowers up slightly…” according to Ellie MaeThe kids are all grown up! No help needed!Millenials are qualifying for...

Home Equity – What is it?

Home Equity – What is it?

Home Equity can only be accessed in one of two ways -- you can sell your home, or you can cash-out refinance it. When you sell your home the monies paid based on the home's value minus what is owed...

Fannie Mae New Approach to Debt

Rest at Ease with the new Debt -to-Income requirements from Fannie MaeIt’s the No. 1 reason why mortgage applicants nationwide get rejected: They’re carrying too much debt relative to their...

Don’t Fear the Down Payment

Industry professionals at a recent Mortgage Bankers Association (MBA) conference cited the belief that a 20% down payment was required to get a mortgage as “the greatest cause of confusion among...

4 Numbers That Determine Your Buying Power

Understanding the importance of these four numbers and making necessary adjustments before window-shopping can do wonders in ensuring your bank account will be ready when the time comes to make a...